Stop Creditor Harassment

Get Legal Help to Stop Collections Harassment

Harassing creditors can cause a huge amount of stress and anxiety. Threats to take your home, your property and even your personal possessions can make it feel like you are on your own in a fight against the collections agency, your bank or another creditor.

At the Law Office of Joseph A. Livesay, Sr., we offer real answers and real help to stop collections harassments and threats of foreclosure. We can fight judgments, liens and garnishments or other intimidation tactics your creditors may use. To learn more about stopping collections harassment by filing for bankruptcy or direct negotiations with your creditors, contact our Memphis law firm today. Your initial consultation will be free.

Get Creditor and Collections Harassment Help Now

Do you face car repossession or foreclosure? Do you need the threatening calls and letters to stop now? Do you dread the next time the phone or doorbell rings, afraid it will be another collections call?

It is the job of attorney Joseph A. Livesay, Sr., to stand up for your rights and stop creditor and collections harassment. We can take immediate action to put your creditors and the collections agencies on notice that harassing tactics must end.

Options in Ending Collections Harassment

We can offer you strong legal protection if a collections agent or creditor has crossed the line. There are legal limits to the number of calls they can make, when they can make them and the things they can say to you. If they have threatened harm or to take your personal property, they may be guilty of illegal collections harassment.

Our firm can work directly to establish formal debt settlement negotiations with your creditors, with the goal of ending the collections process and perhaps reducing the overall amount of debt you owe. This approach can be especially effective if you only have one or two large creditors like a credit card company or bank. Be careful, though, there are many fly-by-night companies offering "consumer debt consolidation" services. In almost every case, you would be better off discussing your situation with an experienced lawyer.

Filing for bankruptcy under Chapter 7 or Chapter 13 will stop all collections actions immediately. Bankruptcy attorney Joseph A. Livesay, Sr., can help you evaluate your options in a free consultation.

Put Harassing Creditors on Notice Today

If you need help to stop creditor or collections harassment in Shelby County, Memphis, Collierville, Arlington, Bartlett or anywhere else in Tennessee, the Law Office of Joseph A. Livesay, Sr., is here to offer sound legal advice and strong legal representation. Contact us for a free initial consultation.